life insurance with no medical exam or questions

Ask your agent if they offer this option. It will make the process exponentially simpler.

If you are unable to pay your medical bills, it is a good idea to leave enough money for your beneficiaries. Similar rules apply to unpaid bills such as utilities and car payments.

Life insurance is not required by some insurers. These policies can be guaranteed or simplified. A medical exam is required for life insurance coverage. This includes a blood test and a physical. You can apply for life insurance without needing to undergo a medical exam. Sometimes, you don't even need to answer any questions about your medical history. It is possible to obtain a term or permanent policy without having to undergo a medical exam. However, these policies can be more expensive than those that require one.

We compared hundreds of life insurance companies to help you choose the right one for you.

A few life insurance companies do not require that you take an exam to get life insurance policies. These companies often have a low benefit limit. This means you only have a small amount of money.

Even though it's not necessary, it's still sensible to provide for beneficiaries in certain areas. Families feel many solid emotions in the wake of the loss of a loved ones, and high funeral costs can add to their stress. People don't have to pay large funeral expenses, so they can get life insurance.

Consider what you want from your life insurance policy. Are you hoping to leave a cash fortune to your loved ones, or pay for your last expenses, so they don’t have to?